Terms of Services

1. ACCEPTANCE OF TERMS

   1.1 We are Goalsmapper Pte. Ltd. (“we”, “us”, “Goalsmapper”) and we own and operate this website, goalsmapper.com (the “Site”).

   1.2 We provide individuals and corporations with access to a variety of digital resources available on goalsmapper.com (the “Software”) including but not limited to digital documents and a variety of software.

   1.3 Your use of this Site is subject to these Terms of Use. By using the Site, you are deemed to have accepted and agree to be bound by these Terms of Use. We may make changes to these Terms of Use from time to time. We may notify you of such changes by any reasonable means, including by posting the revised version of these Terms of Use on the Site. Your use of the Site following changes to these Terms of Use will constitute your acceptance of those changes.

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  2. 2. SOFTWARE AND SUBSCRIPTION
    •    2.1 You affirm that you are a FAR and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.
    •    2.2 The Software is available via monthly or annual subscription to individuals and corporations and each individual accessing the Software is required to purchase and maintain an active subscription, whether in their name or through their corporation. Subscriptions cannot be transferred or sold at any time. Providing access to The Software to 3rd party, either directly or indirectly, without our express written consent of will be considered a breach of these Terms.
    •    2.3 Your subscription to the Software entitles you to the use of the Software for the period you have paid for. Your subscription will remain active to the end of your subscription period even after your cancellation.
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  4. 3. SITE ACCESS
    •    3.1 You are responsible for all access to the Site using your internet connection, even if the access is by another person.
    •    3.2 We will use reasonable efforts to ensure that the Site is available at all times. However, we cannot guarantee that the Site or any individual function or feature of the Site will always be available and/or error free. The Site may be unavailable during periods when we are implementing upgrades or carrying our essential maintenance on the Site.
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  6. 4. ACCESS TO SITE OUTSIDE OF SINGAPORE
    •    4.1 The Site is available worldwide. We however make no promise that the materials on the Site are appropriate or available for use in locations outside Singapore. The access of the Site from outside of Singapore is at the user’s own initiative, risk and the user is responsible for compliance with all local laws and regulations.
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  8. 5. THIRD PARTY WEBSITES
    •    5.1 The Site may provide links to other websites and online resources. We are not responsible for and do not endorse such external sites or resources. Your use of third party websites and resources is at your own risk.
    •    5.2 You may create a link to this Site, provided that:
      •         5.2.1 The link is fair and legal and is not presented in a way that is:
                    (a) Misleading or could suggest any type of association, approval or endorsement by us that does not exist, or
                    (b) Harmful to our reputation or the reputation of any of our affiliates;
      •         5.2.2 You retain the legal right and technical ability to immediately remove the link at any time, following a request by us to do so.
    •    5.3 We reserve the right to require you to immediately remove any link to the Site at any time and you shall immediately comply with any request by us to remove any such link.
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  10. 6. REFUND AND CANCELLATION POLICY
    •    6.1 No refund will be made once a purchase is made. Once purchase is made, its non-refundable and non-transferable.
    •    6.2 You may cancel your monthly subscription at any time during your monthly subscription up to the point of auto-renewal, which occurs at 11.59pm on the final day of your subscription. Your account will remain active until the expiration of your current license. At that time, the Software will restrict access to your account and maintain your client data for a maximum of 180 days beyond the final subscription expiration date. This is referred to as the 180-Day Storage Period.
    •    6.3 Your account and all your client data will be erased after the 180-Day Storage Period. You agree that upon the closure of your account, all your information and client records may not be retrieved.
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  12. 7. INTELLECTUAL PROPERTY
    •    7.1 The intellectual property rights in the Site and all of the text, pictures, videos, graphics, user interfaces, visual interfaces, trademarks, logos, applications, programs, computer code and other content made available on it are owned by us and our licensors. You may not print or otherwise make copies of any such content without our express prior permission.
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  14. 8. LIMITATION OF LIABILITY
    •    8.1 We provide the Site on an “as is” basis and make no representations as to the quality, completeness or accuracy of any content made available on the Site. To the maximum extent permitted by law, we expressly exclude:
      •        8.1.1 All conditions, warranties and other terms that might otherwise by implied by law into these Terms of Use; and
      •        8.1.2 Any and all liability to you, whether arising under these Terms of Use or otherwise in connection with your use of the Site.
      •        8.1.3 The Site and Software does not provide any advice and accepts no liability. All Software offered on the Site, including but not limited to financial planning software, tools, concepts and strategies, are not intended to provide any legal, tax, investment, financial or any other type of advice to you or your clients. Any information or advice provided by you to your clients based on the Site or Software is at your own risk and you bear full responsibility for the accuracy and completeness of any advice rendered.
    •    8.2 The foregoing is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties. Notwithstanding the foregoing, nothing in these Terms of Use is intended to exclude or limit any liability that may not by law be excluded or limited, and in particular none of the exclusions and limitations in this clause are intended to limit any rights you may have as a consumer under Singapore law or statutory rights which may not be excluded, nor in any way to exclude or limit (site owner) liability to you for death or personal injury resulting from our negligence or that of our employees or agents.
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  16. 9. COLLECTION OF PERSONAL INFORMATION
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  18. 10. DURATION OF TERMS
    •    10.1 These Terms of Use are effective until terminated. We may, at any time and for any reason, terminate your access to or use of the Site. If we terminate your access to the Site you will not have the right to bring claims against us or our affiliates with respect to such 
    • termination.
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  20. 11. GOVERNING LAW
    •    11.1 These Terms of Use will be governed by and construed in accordance with the laws of Singapore, and the courts of Singapore will have jurisdiction over any claim or dispute arising under or in connection with these Terms of Use.

Singapore

CT Hub, 2 Kallang Avenue #08-05 Singapore (339407)

Malaysia

D-05-07, Menara Mitraland, Jalan PJU 5/1, Kota Damansara, 47810 Petaling Jaya, Selangor